In a large bowl, combine the mashed beans, flour, baking powder, and salt.
Add the chopped onion, garlic, and chili pepper, then mix well.
Slowly pour in the water and mix until you get a thick, sticky batter.
Cover the batter and let it rest for 15-20 minutes.
Heat plenty of oil in a deep skillet over medium heat.
With wet hands or a spoon, form small patties from the batter.
Carefully place them in the oil and fry for 3-4 minutes on each side, until golden brown and crispy.
Remove and place on paper towels to absorb excess oil.
Serve hot with a spicy dipping sauce or fresh salad.
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