In a large bowl, combine the masa harina and salt. Gradually add the lukewarm water, kneading until you have a smooth and pliable dough.
Let the dough rest for 10 minutes to make it easier to shape.
Divide the dough into 4 equal portions, then shape each portion into a long, oval patty.
Heat olive oil in a skillet over medium heat. Cook the huarache patties for 3-4 minutes per side, or until golden brown and slightly crispy.
In a small bowl, mash the black beans with a fork. Season with a pinch of salt, pepper, and a dash of chili sauce (optional).
Finely chop the red onion and garlic. Sauté them in a little olive oil until softened. Add the sliced bell pepper and spices (smoked paprika, chili powder, cumin) and cook until the pepper is tender.
Spread the mashed black beans evenly over the cooked huarache bases, then top with the sautéed pepper and onion mixture.
Sprinkle with grated cheddar cheese and fresh cilantro. Squeeze a little lime juice over the top for extra freshness.
Serve immediately, optionally with salsa or sour cream.
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