Finely chop the jalapeños, removing the seeds to reduce the heat if desired.
Peel and grate the garlic clove.
Heat the olive oil in a saucepan over medium heat. Add the chopped jalapeños and grated garlic, and sauté for 2-3 minutes until fragrant.
Pour in the milk and sour cream. Stir until well combined and the sauce is smooth.
Gradually add the grated cheddar cheese, stirring constantly until the cheese is completely melted and the sauce is creamy.
Season with salt and pepper to taste. Let the sauce simmer for 5-7 minutes, or until it has thickened to your desired consistency.
Serve the jalapeño cheddar sauce with nachos, pasta, or grilled meats.
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