Grate the zucchini and carrot. Wrap them in a clean kitchen towel and squeeze out any excess moisture. Dice the bell pepper into small cubes.
In a large bowl, whisk together the flour, baking powder, salt, and pepper.
In another bowl, whisk the eggs. Add the milk, olive oil, and the prepared vegetables.
Pour the wet ingredients into the dry ingredients, and stir until just combined. Be careful not to overmix.
Preheat your waffle iron and lightly grease it with oil or butter to prevent sticking.
Pour a portion of the batter onto the hot waffle iron, sprinkle with grated cheese, and cook for 3-4 minutes, or until golden brown and crispy.
Remove the cooked waffle and let it cool on a wire rack to maintain its crispness.
Serve fresh, garnished with sour cream or fresh herbs, if desired.
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