In a large bowl, whisk together the flour, baking powder, and salt.
Cut in the butter or lard until the mixture resembles coarse crumbs. Add the lukewarm water and knead until a soft, non-sticky dough forms.
Cover the dough with a kitchen towel and let it rest for 20 minutes.
Preheat the oven to 400°F (200°C), or prepare a cast-iron skillet over medium heat if baking outdoors.
On a lightly floured surface, roll out the dough into a roughly 1 cm thick circle.
Place on a baking sheet lined with parchment paper, or if baking outdoors, place in the prepared skillet.
Bake in the oven for about 20 minutes, or until golden brown. If baking in a skillet, cook for 8-10 minutes per side, until a nice crust forms.
Let cool slightly, then slice and serve with butter, honey, or alongside any cowboy fare.
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