Preheat your oven to 350°F (180°C). Line a muffin tin with paper liners.
In a bowl, whisk together the flour, baking powder, shredded coconut, and salt until well combined.
In a separate bowl, cream together the butter and sugar until light and fluffy.
Add the eggs one at a time to the butter mixture, beating well after each addition. Stir in the vanilla extract.
Gradually add the dry ingredients and coconut milk to the wet ingredients, alternating between the two and mixing until just combined. Be careful not to overmix.
Chop the white chocolate into small pieces and gently fold it into the batter, ensuring it's evenly distributed.
Fill the muffin liners about three-quarters full with the batter. Bake for 18-20 minutes, or until a toothpick inserted into the center comes out clean.
While the cupcakes are baking, prepare the coconut cream: In a bowl, whip the heavy cream until stiff peaks form. Gently fold in the powdered sugar and cream cheese until smooth and creamy.
Allow the cupcakes to cool completely before frosting. Decorate with the coconut cream, sprinkle with shredded coconut, and top each cupcake with an almond.
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