In a large bowl, whisk together the flour, baking powder, and salt.
In a separate bowl, lightly beat the eggs, then add the milk and melted butter. Whisk well to combine.
Gradually pour the wet ingredients into the dry ingredients, whisking constantly until just combined. Fold in the grated cheese and chopped ham.
Preheat your waffle maker. Lightly grease it with oil or butter to prevent sticking.
Pour enough batter onto the hot waffle iron to cover the surface evenly. Cook for 3-5 minutes, or until golden brown and crispy.
Place the cooked waffles on a wire rack to cool slightly, which will help them stay crispy on the outside and soft on the inside.
Serve the waffles with a dollop of sour cream and chopped scallions for a perfect savory lunch.
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